With much of England predicted to finally feel the chill of winter over the weekend, it’s worth asking yourself if your buy to let properties are prepared for winter. Apparently last year's cold weather saw the number of claims for damage due to burst pipes increased by an incredible 900%, and insurers are suggesting that landlords take the time to meet with tenants and check their properties are in good order to minimise the risk.

Simple checks include making sure all tanks and pipes are properly insulated in the loft space, and that overflow pipes are working correctly. This may seem pretty basic, but new tenants may have inadvertently dislodged lagging when storing items in the loft. Other checks include making sure all external pipes are protected, and outside taps are best turned off and completely drained wherever possible, or should be fitted with insulation. Gutters should be in good condition and able to deal with any excess weight from supporting snow and ice.

If your tenants are due to go away in the next few weeks ask them to leave the heating on low, and if the weather is really cold it can be worth leaving the loft hatch ajar to allow the warm air to circulate. Making sure they know where the stopcock is located and have emergency contact details can also be worthwhile.